5137 Golden Foothill Parkway, Ste. 110
El Dorado Hills, CA 95762
(916) 789-9810
drmorris@morrislawgrp.com

8880 Cal Center Dr., Ste 400
Sacramento, CA 95826
(916) 789-9810
drmorris@morrislawgrp.com

• Home
• Chapter 7 Bankruptcy
• Chapter 13 Bankruptcy
• Frequently Asked Questions
  • What is Bankruptcy?
  • What are the Different Chapters of Bankruptcy?
  • Which Chapter is Right for Me?
  • Can I File for Bankruptcy Without an Attorney?
  • What Happens After I File for Bankruptcy?
  • What are the Recent Changes to the Bankruptcy Laws?
  • Other Frequently Asked Bankruptcy Questions
• About Us
• Contact Us

Quick Contact Form

Name:

Email:

Phone:

Message:

Security Code:

Communities Served:

WHICH CHAPTER OF BANKRUPTCY PROTECTION IS RIGHT FOR YOU?

You have a choice in deciding which chapter of the Bankruptcy Code will best suit your needs. The decision whether to file a bankruptcy, and under which chapter to file depends on the particular circumstances of the debtor.

In general, Chapter 7 is appropriate when the debtor has insufficient income to pay all or most of his/her debts. Otherwise, if the debtor has an income or property and can afford to pay all or a substantial portion of his/her debts, Chapter 13 may be appropriate.

These are only a few of the factors to consider, however. There is no way that a a short explanation such as this can spell out all the different things to be considered. Also, considering your personal facts, comparing them to each chapter's requirements, and deciding which chapter to select, would be giving legal advice.

Clerk's Office staff, bankruptcy petition preparers, typing services and paralegals are prohibited by law from giving you legal advice. Only a lawyer can give you legal advice. Morris Law Group will give you a free consultation, during which we will go over your circumstances and needs and tell you what you should do and how much it will cost.

The decision whether to file a bankruptcy and under what chapter is an extremely important decision and should be made only with competent legal advice from an experienced bankruptcy attorney after a review of all of the relevant facts of the debtor's case.

Work with an Experienved Bankruptcy Attorney
from Morris Law Group

At Morris Law Group, your experienced, professional bankruptcy attorney understands that the bankruptcy process can be a stressful and emotional period in your life. With over 28 years of Chapter 7 and Chapter 13 bankruptcy experience, you can count on your attorney to have in depth knowledge to analyze your options, explain the process in plain language, and provide you with choice so you can make an informed decision on whether to pursue bankruptcy or a number of different actions to get you the financial and debt relief you need.

To learn more about how Morris Law Group can assist you through the Chapter 7 bankruptcy or Chapter 13 bankruptcy process, please call us today at (916) 789-9810 or by filling out our contact form for a free and confidential debt analysis.

Chapter 7 Bankruptcy Lawyer | Chapter 13 Bankruptcy Attorney